The Myth: Debt is a tool and should be used to help create prosperity. The Truth: Debt is not a tool; it is a method to make banks wealthy, not you.Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt then you're a slave, in the sense that you do not have the freedom to use your money to help change your family tree. According to a recent USA Today article about debt, 78 percent of baby boomers have mortgage debt, 59 percent have credit card debt, 56 percent have car payments.It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. Imagine how much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy build their wealth.We can create a plan to eliminate your debt over a period of time and begin investing the increased cash flow to build wealth. We schedule monthly meetings to discuss your progress and keep you on track and ask you to commit to investing to create wealth. We will work together to pursue your goal of debt free living and wealth creation. Contact us to set up a consultation to become debt free.