Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Navigating Retirement Pitfalls Why are they made again and again? Making sense of these errors in judgement. Should I Accept a Free Credit Lock? Learn the ins and outs of credit locks, freezes, and more. Keeping Up with the Joneses Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?